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- Home Loans for Salaried
- Home Loans for Self Employed
- Home Loans for NRI Salaried
- Home Extension Loans
- Home Improvement Loans
- Plot Loans
- Mortgage Loans
- Takeover Loans/Balance Transfer
- Top Up Loans
- Fixed Deposits
- Private salaried
- Government salaried
- Business
About us
Looking for the best Home loan in Lalbagh, Mangalore? Sundaram Home Finance Limited, located at 2nd Floor, City Corporation,Shree Krishna Prasad Building,MG Road,near Mangalore,Lalbagh, is a wholly owned subsidiary of Sundaram Finance Limited and was incorporated on 02nd July 1999. The Company offers Home Loans, Home Improvement Loans, Home Extension Loans, Plot Loans, Non-Residential Property loans, Mortgage loans on Residential and Commercial properties. We accept Fixed deposit rated AAA/Stable by ICRA & CRISIL. The Company is regulated by the RBI and supervised by the NHB. The Company has entered the 24th year of Operations with a network of over 125 branches across 11 States & 1 union territory. We have more than 2.50 lacs satisfied customers and a portfolio of around 12,000 crores.
7
Decades of HeritageSince 1999
In Housing Finance100+
Branches Across IndiaAAA
Credit ratingHome Financing and Other Services
Branch Photo's of Sundaram Home in Lalbagh, Mangalore
Ratings & Reviews of SHFL in Mangalore at Lalbagh
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Chethan Shenoy
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Manish Salian
I recently had the pleasure of working with the team at Royal Sundaram Home Finance for my housing needs, and I must say, I am thoroughly impressed. From the moment I reached out with inquiries to the post-disbursement assistance, they have consistently gone above and beyond to ensure my satisfaction. Special mention goes to Kaushik, whose professionalism and dedication were truly remarkable. He guided me through the entire process with precision and was always available to address any concerns, even after the disbursement. I commend the manager for leading such a wonderful team and fostering a culture of exceptional service. It is clear that Royal Sundaram Home Finance values their clients and is committed to meeting their needs. I highly recommend Royal Sundaram Home Finance to anyone in need of reliable and attentive service for their housing requirements.
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Prasad S
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Naina Tandel
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Prathibha Kudthadka
Get Direction to Sundaram Home in Mangalore at Lalbagh
SHFL Branches Near Lalbagh at Mangalore
Shivamogga - 577201
Mysuru - 570023
Davanagere - 577006
Hubballi - 580029
Mettupalayam - 641301
Bengaluru - 560020
Categories
- Fixed Deposits
- Home Extension Loan
- Home Improvement Loan
- Home Loan
- Mortgage Loan
- Plot Loan
- Takeover Loan/Balance Transfer
- Top Up Loan
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Frequently asked Questions
Eligibility for tax benefits is present on the principal and interest components of the EMI paid on Home Loans (other than plot loans) under Section 80C & 24(b) of the Income Tax Act, 1961, that is in force as of date. These benefits are subject to change as per the policies of the Government.
Sundaram Home offers floating (variable) rate of interest which varies according to the market lending rates. Interest is calculated on monthly reducing balance basis, where the principal reduces every month from your EMI net of interest accrued.
Yes, definitely. Sundaram Home's wide network across southern India ensures hassle-free processing of loans under such conditions.
Co-applicant(s) can be co-owner(s) of the property in respect of which the financial assistance is sought. However all co applicant(s) need not be co-owners. Relatives as agreed by the company can join as co-applicant(s). Generally, co-applicants are husband, wife, father, son, mother, daughter, etc.
Factors such as age, monthly income, commitments, qualifications, repayment history and place of employment matter for eligibility.
Eligibility for tax benefits is present on the principal and interest components of the EMI paid on plot loans under Section 80C & 24(b) of the Income Tax Act, 1961, that is in force as of date. These benefits are subject to change as per the policies of the Government.
Yes, loan can be repaid in part or in full ahead of schedule. Part prepayments will be accepted subject to the condition that only THREE such part payments will be made in a financial year and that the amount prepaid each time will be equivalent to not less than 6 EMIs.
Home improvement loans are meant for new/existing customers who wish to renovate or remodel their homes.
You can avail a home improvement loan for a maximum term of 20 years or till your age of retirement, whichever is lower.
Home improvement loans can only be used to fund the purchase of immovable furniture and fixtures.
Home extension loans are open to anyone who wishes to add more space to their residence-be it apartment or individual tenement. Customers who have already availed home loans from Sundaram Home, are also eligible.
Home extension loan can be availed for a maximum term of 20 years or until the age of retirement-whichever is lower.
The loan will be disbursed once relevant documents required to establish clear and marketable title are submitted, sufficient progress in construction proportionate to the own contribution is evident, loan agreements executed and conditions, if any, complied with.
The loan will be disbursed in full or in suitable installments taking into account the requirement of funds and progress of construction as assessed by us.
You can apply for a top up loan after 12 months' of the final disbursement of your existing home loan and upon possession / completion of the existing financed property.
You can avail a top up loan for a maximum term of 15 years or till your age of retirement, whichever is lower.
Yes, you can avail an additional top up loan along with take over Loan.
Borrowers can avail a takeover loan to transfer their outstanding home loans from other banks to Sundaram Home. Thus we essentially takeover your loans from other banks.
Borrowers who have existing home loan arrangement from other banks and have been paying regularly for 12 months or more, could avail take over loan facility from Sundaram Home.
Yes, they can.
Yes, additional top up loan can be availed along with take over loan.
Sundaram Finance offers you the opportunity to meet your personal financing needs for marriage, medical expenses or education or business needs of expansion, to debt refinancing to pay off existing loans, with its loan against property facility.
As an existing customer, you may avail a maximum funding not exceeding 60% of the market value of the mortgage property. The funding is capped off at 50% of the market value for new customers. Market value in both cases shall be assessed by Sundaram Home.
Loan against property can be availed for a maximum term of 15 years or until the age of superannuation of the availer, whichever is lower.